🏦 RBI Registered DSA Agent | Serving Andhra Pradesh & Telangana
📞 +91 97053 17513 💬 WhatsApp Us
Personal Loan · AP & Telangana

Personal Loan
Up to ₹40 Lakhs.
Approved in 24–48 Hours.

No collateral, no guarantor. Get instant personal loans for medical emergencies, weddings, travel, education, or any personal need — from 30+ top banks & NBFCs.

  • Interest rates starting from 10.99% p.a.
  • Loan amount ₹50,000 – ₹40 Lakhs
  • Tenure up to 60 months
  • Minimal documentation, doorstep service
  • Zero hidden charges — we guide you for free
₹50Cr+
Personal Loans Done
1,200+
Happy Borrowers
24hr
Avg Approval
30+
Bank Options

⚡ Quick Apply — Personal Loan

🔒 Safe & secure. Agent calls within 30 mins.

The smartest way to get a Personal Loan in AP & TG

We don't just send your application — we guide it to the right lender at the right rate.

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30+ Bank Options

We compare SBI, HDFC, ICICI, Bajaj Finance, Axis, Kotak and 25+ more lenders to find your best deal in minutes.

24–48 Hour Approval

From document submission to approval — we work fast. Most personal loans disbursed within 2 working days.

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Lowest Rates Guaranteed

Our lender relationships get you rates often lower than walking into a branch directly. From 10.99% p.a.

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100% Free Service

We never charge you a single rupee. The banks pay us — you get expert guidance at zero cost.

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Doorstep Service

No need to visit any branch. We collect documents, submit applications, and update you on WhatsApp.

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CIBIL-Safe Check

We check your eligibility first without affecting your CIBIL score — then apply only where you'll get approved.

Personal Loan — Key Details

Everything you need to know about the personal loan product we offer across AP & Telangana.

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Loan Amount

Minimum to maximum range

₹50,000 – ₹40 Lakhs
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Interest Rate

Varies by lender & profile

10.99% – 24% p.a.
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Loan Tenure

Flexible repayment period

12 – 60 Months
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Processing Time

From apply to disbursal

24 – 48 Hours
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Processing Fee

One-time fee charged by bank

0.5% – 2% of loan
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Collateral

No security needed

100% Unsecured
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Prepayment

Close loan early option

After 12 EMIs (most banks)
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CIBIL Score Needed

Minimum credit score

680+ (we help improve)

Who can apply for a Personal Loan?

Basic criteria to get personal loan approved. Low CIBIL? Don't worry — we have lenders for that too.

👔 Salaried Employees

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    Age

    21 to 60 years at loan maturity

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    Employment

    Minimum 1 year total experience, 6 months with current employer

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    Minimum Salary

    ₹15,000/month (private) or ₹10,000/month (government)

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    CIBIL Score

    680 or above preferred. Lower scores also considered with some lenders.

💡 Low CIBIL? We work with NBFCs like Bajaj Finance & Poonawalla that approve loans for scores as low as 600. Agent will guide you to the right lender.

🏢 Self-Employed / Business Owners

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    Age

    25 to 65 years at loan maturity

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    Business Vintage

    Minimum 2 years of business operation with profit

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    Annual Income

    Minimum ₹2.5 Lakhs annual income (ITR basis)

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    CIBIL Score

    700 or above preferred for self-employed category

💡 No ITR filed? Some NBFCs offer loans based on bank statement analysis. Agent will check your best available option.

Keep these documents ready

Minimal paperwork — most documents you already have. We collect them digitally or from your doorstep.

🆔 Identity & Address Proof

  • Aadhaar Card (mandatory)
  • PAN Card (mandatory)
  • Passport / Voter ID / Driving Licence
  • Utility bill (electricity/water) for address

💼 Income Proof — Salaried

  • Last 3 months salary slips
  • Last 6 months bank statement
  • Form 16 / latest ITR
  • Employment ID / Offer letter

🏢 Income Proof — Self Employed

  • Last 2 years ITR with computation
  • Last 12 months bank statement
  • Business registration proof (GST/Udyam)
  • Balance sheet / P&L statement

📸 Photographs & Others

  • 2 recent passport-size photographs
  • Signed application form
  • Existing loan statements (if any)
  • Office address proof (self-employed)

📱 All documents can be submitted digitally via WhatsApp — no branch visit needed.

Get your Personal Loan in 5 easy steps

From enquiry to money in your account — DSA Loan Agent handles everything.

1

Apply Online or Call

Fill the form below or WhatsApp Agent. Share your basic loan requirement and details.

2

Free Eligibility Check

Agent checks your profile — salary, CIBIL, employment — and finds your best matching lender. Zero CIBIL impact.

3

Document Collection

Upload documents on WhatsApp or Agent visits your home/office to collect. Quick and hassle-free.

4

Bank Submission & Follow-Up

Agent submits to the best-fit bank and follows up daily until approval. You get regular updates.

5

Money in Your Account

Loan approved and disbursed directly to your bank account — usually within 24–48 hours of approval.

Why a Personal Loan makes sense

Flexible, fast, and no strings attached — personal loans are India's most popular financial tool.

🔓 No Collateral Required

You don't need to pledge your property, gold, or any asset. Purely based on your income and credit profile.

🎯 Use For Any Purpose

Medical emergency, wedding, home renovation, travel, education fees, debt consolidation — no restrictions on use.

📆 Flexible Tenure

Choose repayment period from 12 to 60 months based on your comfort. Lower tenure = less total interest.

⚡ Fast Disbursal

Once approved, money reaches your account in 24 hours. Many banks offer same-day disbursal for salaried.

💳 Fixed EMI Structure

Know exactly what you'll pay every month — no surprises. Fixed EMI makes budgeting simple and predictable.

📈 Improves CIBIL Score

Timely repayment of personal loan significantly boosts your credit score — making future loans even easier.

Frequently Asked Questions

Personal loan lo common doubts — honest answers.

Private sector salaried employees ki minimum ₹15,000/month, government employees ki ₹10,000/month. Self-employed ki ₹2.5 Lakhs annual income (ITR basis). Exact requirement lender to lender vary avutuundi — agent meeru eligible aina lender suggest chestadu.
Vastundi! 680+ unte major banks easy gaa approve chestaayi. 600–679 range lo Bajaj Finance, Poonawalla Fincorp, Muthoot Finance lanti NBFCs approve chestaayi — slightly higher rate tho. Agent meeru best option select cheyyadaniki help chestadu.
Meeru salary, CIBIL, existing EMIs batti maximum loan amount determine avutuundi. Generally meeru net monthly salary 20–30x varakai personal loan vastaadi. Example: ₹30,000 salary unte ₹6–9 Lakhs varaku easily. Top banks upto ₹40 Lakhs istaayi high-income individuals ki.
Processing fee usually loan amount lo 0.5% – 2% untundi — bank to bank vary avutuundi. Example: ₹5 Lakh loan ki ₹2,500 – ₹10,000 processing fee. Agent mee ki best fee structure unnaa lender ni select cheyyadaniki help chestadu.
Agent meeru soft inquiry (eligibility check) tho start chestadu — idi meeru CIBIL score ni affect cheyyaddu. Only meeru actual application submit chestunte bank hard inquiry chestundi — adi slight gaa affect cheyyadam possible. Agent oka right lender ki matrame apply cheyyadaniki ensure chestadu.
Absolutely zero! Meeru DSA Loan Agent ni use cheyyadaniki emi charge ledu. Banks DSA agents ki commission pay chestaayi — customers ki completely free service. Meeru better rate tho loan vastaadi, meeru money save avutuundi.
Documents complete gaa submit chesina taruvata, most salaried personal loans 24–48 hours lo disburse avustayi. Self-employed loans 3–5 working days teesukuntaayi. Agent daily follow-up chestadu bank tho — fast track ki.
Yes! Most banks 12 EMIs chesinaa taruvata prepayment allow chestaayi — 2–4% foreclosure charge tho. Kొni banks (like HDFC) 0% prepayment charge offer chestaayi certain tenure taruvata. Agent loan select chestunte prepayment terms kuda explain chestadu.

Real people, real personal loans

★★★★★

Wedding expenses ki urgent gaa ₹8 lakhs kavali — bank lo vellite 1 week time chepparu. DSA Loan Agent call chestunte 36 hours lo HDFC nundi disbursal ayyindi. Super fast service!

MR
Mahesh Reddy
Personal Loan ₹8L · Hyderabad
★★★★★

My CIBIL was only 660 and I was rejected by 2 banks. Agent suggested Bajaj Finance and got me ₹3 Lakhs approved in 2 days. He also guided me on improving CIBIL for future loans.

SK
Swathi Kumari
Personal Loan ₹3L · Vijayawada
★★★★★

Medical emergency lo ₹5 lakhs instantly kavali ayyindi. Agent night 9 PM ki kuda respond chesadu, next morning bank account lo money undi. Incredible service, zero charges!

VP
Venkat Prasad
Personal Loan ₹5L · Guntur

Ready to get your Personal Loan approved?

One call. Best rate. 24–48 hour disbursal. Completely free service across AP & Telangana.

📋 Apply Now — Free 💬 Chat on WhatsApp 📞 Call Agent Now

Let's get your Personal Loan approved

Fill the form and Agent will call you back within 30 minutes — compare 30+ lenders and get the best deal for your profile.

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Phone / WhatsApp

+91 97053 17513
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Working Hours

Mon – Sat: 9:00 AM – 7:00 PM

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Serving Area

Andhra Pradesh & Telangana

📋 Apply for Personal Loan — Free

🔒 Your data is safe. Agent will call within 30 minutes during business hours.

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