Seeds, fertilizers, pesticides, farm equipment, and other crop expenses ki — government-backed agriculture credit card. Interest subvention tho effective rate chala takkuva untundi. Crop loan + allied activities + consumption needs anni ఒక card lo.
🔒 Safe & secure. Agent calls within 30 mins.
Farmers deserve the best deal, fastest paperwork, and full subsidy benefit — manam full process lo free gaa help chestamu.
SBI, PNB, Canara Bank, Andhra Pragathi Grameena Bank, Telangana Grameena Bank — we find your best matching lender.
With land records and KYC ready, KCC sanction can be done within 1–2 weeks at most cooperative & PSU banks.
We ensure you get full interest subvention benefit — effective rate as low as 4% p.a. on timely repayment.
We never charge farmers a single rupee. Banks pay us commission — you get expert guidance at zero cost.
Land record verification, application filling, and bank visits — agent assists with the entire paperwork.
Agent helps link your KCC with crop insurance schemes (PMFBY) for added protection against crop loss.
Everything you need to know about the Kisan Credit Card scheme across AP & Telangana.
Based on land holding & crop
Before / after subvention
Renewable card validity
From apply to sanction
For limits up to ₹3 Lakhs
Up to ₹1.6L – ₹2L limit
Linked to crop harvest cycle
Withdrawal modes available
Owner cultivators, tenant farmers, and group members can all apply with proper land/cultivation proof.
18 to 75 years (co-applicant needed above 60 in some banks)
Owner cultivators with clear land title / pattadar passbook
Active cultivation of crops, horticulture, or allied activities
No major default on existing agricultural loans
💡 Tenant farmers & sharecroppers without land title can also apply through JLG (Joint Liability Group) — agent will guide on the right structure.
Group of farmers cultivating jointly or individually as JLG members
Dairy, poultry, fisheries, and animal husbandry practitioners eligible
Self-Help Group members engaged in agriculture also covered
Joint pattadars / co-owners can apply together for higher limits
💡 Fisheries & animal husbandry farmers get a separate KCC-AH&F variant with similar benefits — agent will confirm which scheme fits you.
KCC requires land and cultivation proof along with standard KYC. We help collect and verify everything.
📱 Documents can be shared digitally via WhatsApp — agent helps coordinate with village revenue officials if needed.
KCC covers crop production as well as several allied agricultural activities.
Paddy, cotton, chillies, maize, and other seasonal & cash crops grown by owner or tenant farmers.
Fruit orchards, vegetable farming, and plantation crops like mango, banana, and coconut.
Dairy farming, livestock rearing, and cattle-related working capital needs under KCC-AH&F.
Fish farming, prawn cultivation, and inland/coastal aquaculture activities are covered.
Small and medium poultry units for working capital like feed, chicks, and medicines.
Farmers without land title can access KCC through Joint Liability Groups with group guarantee.
From enquiry to active KCC limit — DSA Loan Agent handles everything for you.
Fill the form below or WhatsApp Agent. Share land details, crop type, and credit limit needed.
Agent checks your land records, crop pattern, and existing loans — selects the best matching bank.
Upload documents on WhatsApp or Agent visits to collect land records & KYC. Hassle-free process.
Agent submits to the right bank and follows up regularly until sanction. You get WhatsApp updates.
KCC limit activated with ATM/RuPay card issued — usually within 7–15 days of complete documentation.
KCC is designed specifically to support farmers with affordable, flexible, and timely agricultural credit.
With government interest subvention, effective rate can be as low as 4% p.a. on timely repayment of crop loans.
No security needed for credit limits up to ₹1.6–2 Lakhs, making it accessible for small and marginal farmers.
Withdraw and repay multiple times within your sanctioned limit — pay interest only on amount used.
Single card covers crop production, post-harvest expenses, and allied activities like dairy or fisheries.
KCC holders can be covered under PMFBY crop insurance, protecting against crop failure due to natural calamities.
Withdraw funds easily through ATM or RuPay KCC debit card — no need to visit branch every time.
Indicative figures based on land holding and crop pattern — agent gives you exact figures after eligibility check.
Multiple central and state schemes work alongside KCC to reduce your effective cost of borrowing.
Central government provides 2% interest subvention on crop loans up to ₹3 Lakhs, bringing effective rate down significantly.
Up to 2% subventionAdditional 3% interest incentive for farmers who repay their crop loan on time — bringing effective rate to as low as 4% p.a.
3% extra on time paymentKCC holders can opt into Pradhan Mantri Fasal Bima Yojana for protection against crop loss due to natural calamities.
Crop loss protectionAP & Telangana state governments periodically announce additional interest waivers or loan relief schemes for farmers.
State-specific benefits📋 Subsidy terms change periodically based on government notifications. Agent keeps you updated on the latest applicable benefits at the time of application.
Kisan Credit Card lo common doubts — honest answers.
Naa 4 acres land lo cotton crop ki ₹1.5 Lakhs KCC limit kavali ayyindi. DSA Loan Agent SBI ki apply cheyyadaniki help chesadu — 10 days lo card vachindi, subvention tho rate chala takkuva. Chala thanks!
I'm a tenant farmer without land title, didn't think I could get KCC. Agent helped me join a Joint Liability Group and got me a ₹80,000 limit. Very helpful and explained everything clearly.
Dairy farming ki working capital kavali ayyindi feed mariyu medicines ki. DSA Loan Agent Canara Bank KCC-AH&F scheme suggest chesadu — 12 days lo limit active ayyindi. Excellent guidance!
Fill the form and Agent will call you back within 30 minutes — get the best KCC limit and full subsidy benefit for your land and crop.
Mon – Sat: 9:00 AM – 7:00 PM
Andhra Pradesh & Telangana
🔒 Your data is safe. Agent will call within 30 minutes during business hours.