🏦 RBI Registered DSA Agent | Serving Andhra Pradesh & Telangana
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Home Insurance · AP & Telangana

Protect Your Home
Cover Up to ₹1 Crore.
Quote in Minutes.

Safeguard your house, flat, or property against fire, flood, earthquake, theft & natural disasters. Compare plans from top insurers across Andhra Pradesh & Telangana.

  • Cover for structure & contents up to ₹1 Crore
  • Premium starting from ₹999/year
  • Covers fire, flood, theft, earthquake & more
  • Quick claim settlement support
  • Zero hidden charges — we guide you for free
₹1Cr+
Max Cover Available
900+
Homes Insured
24hr
Avg Quote Time
10+
Insurer Options

⚡ Quick Quote — Home Insurance

🔒 Safe & secure. Agent calls within 30 mins.

The smartest way to insure your home in AP & TG

We don't just sell a policy — we match your property to the right cover at the right premium.

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10+ Insurer Options

We compare HDFC Ergo, ICICI Lombard, Bajaj Allianz, Tata AIG and more to find the best home cover for your budget.

Quick Policy Issuance

From property details to policy in hand — we work fast. Most home insurance policies issued within 24 hours.

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Best Premium Rates

Our insurer relationships get you premiums often lower than buying directly. Plans starting from ₹999/year.

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100% Free Service

We never charge you a single rupee. The insurers pay us — you get expert guidance at zero cost.

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Doorstep Service

No need to visit any branch. We collect property details, raise the policy, and update you on WhatsApp.

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Claim Support

We don't disappear after the sale — agent assists you end-to-end when you need to file a claim.

Home Insurance — Key Details

Everything you need to know about the home insurance plans we offer across AP & Telangana.

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Sum Insured

Structure + contents cover

₹5 Lakhs – ₹1 Crore
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Premium

Varies by property value & cover

₹999 – ₹15,000/year
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Policy Tenure

Flexible policy period

1 – 10 Years
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Policy Issuance

From application to policy copy

Same Day – 24 Hours
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GST on Premium

Applicable on all policies

18% (as per govt norms)
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Survey Requirement

For high-value properties

Usually Not Required
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Renewal

Auto-renewal reminders

Hassle-Free Yearly Renewal
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Claim Settlement Ratio

We pick insurers wisely

90%+ Preferred Insurers

Who can apply for Home Insurance?

Basic criteria to get your home insured. Owned or rented, house or flat — we have a plan for every property.

🏠 Property Owners

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    Ownership Proof

    Valid sale deed, registration document, or property tax receipt in your name

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    Property Type

    Independent house, villa, apartment/flat, or under-construction property

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    Location

    Property must be located within Andhra Pradesh or Telangana

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    Property Value

    Sum insured based on current construction value (not market/land value)

💡 Old property? Even older constructions can be insured — premium may vary slightly based on age and condition. Agent will guide you on the right valuation.

🔑 Tenants & Rented Properties

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    Rental Agreement

    Valid rental/lease agreement for contents-only cover as a tenant

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    Contents Cover

    Furniture, electronics, appliances & valuables can be insured separately

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    Landlord Consent

    Owner's basic details may be required for structure-related cover

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    Documentation

    ID proof and address proof of the applicant (tenant or owner)

💡 Renting a flat? You can still insure your household contents and valuables even without owning the property. Agent will recommend the right contents-only plan.

Keep these documents ready

Minimal paperwork — most documents you already have. We collect them digitally or from your doorstep.

🆔 Identity & Address Proof

  • Aadhaar Card (mandatory)
  • PAN Card (mandatory)
  • Passport / Voter ID / Driving Licence
  • Recent utility bill for address

🏠 Property Ownership Proof

  • Sale deed / registration document
  • Property tax receipt (latest)
  • Occupancy certificate (if available)
  • Building plan / approval (for new builds)

📐 Property Details

  • Built-up area / carpet area details
  • Year of construction
  • Construction type (RCC, etc.)
  • Photographs of property (exterior & interior)

📦 Contents Valuation

  • List of valuables & electronics (for contents cover)
  • Purchase invoices (for high-value items, if any)
  • Existing insurance policy (for renewal/port)
  • Bank account details for premium payment

📱 All documents can be submitted digitally via WhatsApp — no branch visit needed.

What does Home Insurance protect?

Choose from structure-only, contents-only, or comprehensive cover based on what matters most to you.

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Fire & Allied Perils

Covers damage from fire, lightning, explosion, and smoke to your home structure and belongings.

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Flood & Water Damage

Protection against flood, storm, cyclone, and water seepage — common across coastal AP regions.

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Earthquake Cover

Optional add-on covering structural damage caused by earthquakes and natural land movement.

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Burglary & Theft

Covers loss of household items, jewellery, and valuables due to theft or burglary attempts.

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Structure Cover

Insures the physical building — walls, roof, flooring — against accidental damage and disasters.

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Contents Cover

Protects furniture, electronics, appliances, and personal belongings inside your home.

Electrical & Mechanical Breakdown

Add-on cover for accidental damage to wiring, appliances, and home electrical systems.

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Temporary Rent Cover

Some plans cover temporary accommodation costs if your home becomes uninhabitable after a covered event.

Get your Home Insured in 5 easy steps

From enquiry to policy in hand — DSA Loan Agent handles everything.

1

Share Property Details

Fill the form below or WhatsApp Agent. Share basic property type, location, and cover requirement.

2

Free Plan Comparison

Agent compares 10+ insurers and shortlists the best plan for your property type and budget.

3

Document Collection

Upload documents on WhatsApp or Agent visits your home to verify property and collect details.

4

Premium Payment & Issuance

Once you choose a plan, agent processes the premium payment and gets your policy issued quickly.

5

Policy Copy Delivered

Your home insurance policy document is shared digitally — usually within 24 hours of payment.

Why Home Insurance makes sense

Your home is likely your biggest asset — protect it for a premium far smaller than the risk.

🛡️ Financial Protection

Avoid massive out-of-pocket repair or rebuilding costs after fire, flood, or other covered disasters.

📦 Covers Belongings Too

Not just the structure — your furniture, electronics, and valuables can be protected as well.

💸 Affordable Premiums

Comprehensive cover for a full year often costs less than a single month's EMI on most loans.

🏦 Loan Requirement

Most banks mandate home insurance for home loan disbursal — we help you fulfil this easily.

🌪️ Natural Disaster Cover

Cyclones, floods, and earthquakes are real risks in AP & Telangana — insurance gives you peace of mind.

👨‍👩‍👧 Family Security

Ensures your family isn't financially burdened trying to rebuild or replace belongings after a disaster.

How premium is calculated & how claims work

Transparent process from quote to claim settlement — agent supports you at every stage.

1

Property Valuation

Premium is based on built-up area, construction value, location risk, and chosen add-on covers.

2

Plan Selection

Choose structure-only, contents-only, or comprehensive cover with optional earthquake/flood add-ons.

3

Premium Payment

One-time annual premium payment online or via agent — policy gets issued right after confirmation.

4

Incident & Claim Filing

In case of damage, inform insurer & agent immediately, take photos, and file the claim with documents.

5

Survey & Settlement

Insurer surveyor assesses damage; on approval, claim amount is settled to your bank account.

Frequently Asked Questions

Home insurance lo common doubts — honest answers.

Basic structure cover ki premium ₹999/year nundi start avutundi, property value batti vary avutundi. Comprehensive cover (structure + contents + add-ons) kosam premium ₹3,000 – ₹15,000/year range lo untundi. Agent meeru exact property details batti accurate quote istadu.
Vastundi! Meeru tenant aithe, meeru ownership lo unna furniture, electronics, valuables ki "contents-only" cover teesukovachu. Structure cover normally owner peru meeda untundi, kani contents cover meeru independent gaa teesukovachu.
Vastundi, meeru policy lo flood/storm cover include chesi unte. Most comprehensive home insurance plans fire, flood, cyclone, storm damage ni automatic gaa cover chestaayi. Earthquake కొన్నిసార్లు optional add-on గా untundi — agent meeku correct cover suggest chestadu.
Incident jarigina వెంటనే insurer & agent ki inform cheyyali, photos teesukoni documents tho claim file cheyyali. Insurer surveyor వచ్చి damage assess chesina taruvata, approval ayithe claim amount typically 7–15 working days lo settle avutundi.
Most banks home loan disburse cheyyadaniki home insurance mandatory ga ask chestaayi — idi bank's collateral ni protect cheyyadaniki. Agent meeru loan process tho పాటు insurance kuda arrange chesi istadu, separate gaa run cheyyakunda.
Absolutely zero! Meeru DSA Loan Agent ni use cheyyadaniki emi charge ledu. Insurance companies agents ki commission pay chestaayi — customers ki completely free advisory service. Meeru best plan tho policy teesukuntaaru, extra cost ledu.
Vastundi! Old construction unna kuda home insurance teesukovachu — premium slight gaa vary avutundi based on age, condition, construction type. Agent property details batti correct valuation tho best suited insurer ki guide chestadu.
Policy expire ayyaka cover automatically end avutundi — ఆ తరువాత jarిగే ఏ damage కి కూడా claim raise cheyyalేరు. Agent meeku renewal date కు ముందే WhatsApp reminder pampi, hassle-free renewal process chestadu so meeru gap లేకుండా covered ఉంటారు.

Real homeowners, real protection

★★★★★

Home loan teesukunnappudu insurance compulsory ani chepparu. Agent same day lo best plan compare chesi, affordable premium tho policy arrange chesadu. Very smooth process!

RK
Ravi Kiran
Home Insurance · Hyderabad
★★★★★

Last year flood lo మా house లో water damage ayyindi. Agent claim process antha guide chesadu, 10 days lo claim amount account లో వచ్చింది. Insurance teesుకోవడం correct decision అయింది.

LP
Lakshmi Prasanna
Home Insurance · Vijayawada
★★★★★

Naa flat ki contents insurance kavali ani anukunna, kani structure kuda add cheyyamani agent suggest chesadu — chala correct advice ichadu. Premium kuda expected kanna తక్కువ ఉంది.

SN
Srinivas Naidu
Home Insurance · Guntur

Ready to protect your home today?

One call. Best plan. Quick policy issuance. Completely free advisory across AP & Telangana.

📋 Get a Free Quote 💬 Chat on WhatsApp 📞 Call Agent Now

Let's get your home protected

Fill the form and Agent will call you back within 30 minutes — compare 10+ insurers and get the best plan for your property.

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Phone / WhatsApp

+91 97053 17513
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Working Hours

Mon – Sat: 9:00 AM – 7:00 PM

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Serving Area

Andhra Pradesh & Telangana

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