Self, spouse, children, parents anni ఒక్క policy lo cover avutాయి — shared sum insured tho premium chala takkuva untundi. Cashless treatment 10,000+ network hospitals లో, free comparison across top insurers AP & Telangana lo.
🔒 Safe & secure. Agent calls within 30 mins.
Right plan, right sum insured, lowest premium — manam full comparison free gaa chesi best plan suggest chestamu.
Star Health, HDFC Ergo, Care Health, Niva Bupa, ICICI Lombard — we compare and find your best matching insurer.
With basic KYC and health declaration ready, policy can be issued within 1–3 days for most floater plans.
We compare across insurers to ensure you get the highest sum insured at the most competitive premium.
We never charge customers a single rupee. Insurers pay us commission — you get expert guidance at zero cost.
Health declaration, KYC, and proposal form filling — agent assists with the entire paperwork.
Agent helps with cashless hospital coordination and claim filing assistance even after the policy is issued.
Everything you need to know about Family Floater plans available across AP & Telangana.
Shared across all family members
Depends on age & members covered
Renewable annual or long-term plans
From quote to active policy
Required above certain age/sum insured
For pre-existing diseases (PED)
Lifetime renewability on most plans
Cashless or reimbursement
*Indicative premium for a young family with basic sum insured. Actual premium depends on age, sum insured, and insurer underwriting.
Individuals and families of any size can apply, with age and health declaration norms varying slightly by insurer.
18 to 65 years for new proposers (renewal beyond, lifetime renewable)
Valid KYC and Indian residency proof required
Honest disclosure of existing health conditions at proposal stage
No prior policy cancellation for fraud or misrepresentation
💡 Self-employed & salaried individuals both eligible equally — no income proof required for most floater plans up to ₹10 Lakhs.
Legally married spouse can be added under the same sum insured
Dependent children typically 91 days to 25 years (unmarried, financially dependent)
Can be included up to 65–80 years depending on insurer, often with separate sub-limit
Many plans auto-cover newborns from day 1 once policy is active
💡 Senior parents above 60 are sometimes better covered under a separate senior citizen plan — agent will advise the right structure for your family.
Family Floater Health Insurance requires basic KYC and health declaration for each member. We help collect and verify everything.
📱 Documents can be shared digitally via WhatsApp — agent helps coordinate pre-policy medical checkup scheduling if required.
Choose the combination that fits your family — premium is calculated on the eldest member's age and total members covered.
Ideal starter plan for young married couples — lowest premium combination available.
Most popular combination — covers the entire nuclear family under one shared sum insured.
Covers parents along with self & spouse — some insurers offer a separate sub-limit for senior members.
Self, spouse, children & parents — maximum coverage combination for joint families.
Optional maternity cover and day-1 newborn coverage available on select plans.
Add extra sum insured on top of base floater plan at a much lower additional premium.
From enquiry to active policy — DSA Loan Agent handles everything for you.
Fill the form below or WhatsApp Agent. Share family members, ages, and sum insured needed.
Agent compares premiums across 15+ insurers based on your family profile — selects the best matching plan.
Fill health declaration online or on WhatsApp. Pre-policy checkup arranged free at network centre, if needed.
Agent submits proposal to the right insurer and follows up regularly until issuance. You get WhatsApp updates.
Policy document & health card issued — usually within 1–3 days of complete documentation.
A single shared sum insured designed to protect your whole family at a fraction of the cost of individual policies.
One shared sum insured across the family costs significantly less than buying separate policies for each member.
Access to 10,000+ network hospitals across India for cashless hospitalization without upfront payment.
Sum insured increases every claim-free year — up to 50%–100% higher cover at no extra premium.
Expenses 30–60 days before and 60–90 days after hospitalization are also covered under most plans.
One policy, one renewal date for the entire family — simpler to manage than multiple individual policies.
Premium paid is eligible for tax deduction under Section 80D of the Income Tax Act, subject to limits.
Indicative figures based on family size and age — agent gives you exact quotes after comparing insurers.
Family Floater Health Insurance lo common doubts — honest answers.
Naa family ki (self, wife, 2 kids) ₹10 Lakhs Family Floater plan kavali ayyindi. DSA Loan Agent 4 insurers compare chesi best premium tho Care Health plan suggest chesadu — 2 days lo policy active ayyindi. Chala thanks!
Wanted to add my parents along with my own family under one plan but wasn't sure how it works. Agent explained the sub-limit option clearly and got us a ₹15 Lakhs plan with Star Health. Very transparent process.
My husband had a planned surgery within 6 months of buying the policy and we were worried about claim approval. Agent helped us with the cashless process at the network hospital — zero hassle, fully covered.
Fill the form and Agent will call you back within 30 minutes — get the best sum insured and lowest premium comparison for your family.
Mon – Sat: 9:00 AM – 7:00 PM
Andhra Pradesh & Telangana
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