Mee sapna illu ni reality chesukodaniki — new home purchase, under-construction, home construction, or balance transfer. 30+ banks compare chesi best deal teesukondaamu.
🔒 Safe & secure. Agent calls within 30 mins.
Home loan is a 20–30 year commitment — one wrong choice costs lakhs. We make sure you get it right, for free.
SBI, HDFC, ICICI, Axis, LIC HFL, PNB Housing, Bajaj Housing — we compare all lenders and find your best rate in minutes.
Our lender relationships get you rates often 0.25–0.50% lower than walking into a branch. On ₹50L loan, that saves ₹5–8 Lakhs over tenure.
We help with property legal verification, title search, technical valuation — full end-to-end support until keys are in your hand.
We never charge you a single rupee. Banks pay us — you get expert guidance, comparison, and follow-up at zero cost.
No branch visits needed. Agent collects all documents from your home or office and handles the entire submission process.
Already have a home loan at high rate? We switch you to a lower rate bank — saving you significant interest over remaining tenure.
Everything you need to know about home loans we offer across AP & Telangana.
Minimum to maximum range
Lowest rates available
Maximum repayment period
% of property value financed
Sanction to disbursal
One-time bank charge
Floating rate home loans
Minimum credit score
Salaried, self-employed, business owners — almost everyone with stable income is eligible. Agent will check your best option.
21 to 65 years at loan maturity
Minimum 2 years total, 6 months with current employer
₹20,000/month net salary (varies by bank)
700 or above preferred. NTC (new to credit) cases also considered.
Clear title, approved layout / RERA registered property preferred
💡 Government employees (central / state / PSU) get preferential rates and higher loan amounts from SBI, PNB, and Canara Bank.
25 to 70 years at loan maturity
Minimum 3 years of business with profit track record
Minimum ₹3 Lakhs annual (ITR basis). Higher income = higher loan.
720 or above preferred for self-employed category
Last 2–3 years ITR mandatory for most banks
💡 No ITR or low ITR? Some banks and HFCs (Housing Finance Companies) offer loans based on bank statement assessment. Agent will guide you.
Home loan documentation is more detailed than personal loans — but we guide you through every step. Agent collects digitally or from your home.
📱 Documents can be submitted digitally via WhatsApp. Agent will also help with property legal & technical checklist.
From enquiry to registration — DSA Loan Agent handles everything by your side.
Fill the form or WhatsApp Agent. Share your property details and loan requirement.
Agent analyses your income, CIBIL, and property — selects the best bank for your profile. Zero CIBIL impact.
Agent collects all income and property documents. We build a complete, error-free application file.
Application submitted to bank. Agent follows up for quick sanction letter — usually 3–5 working days.
Bank completes legal and technical verification of property. Agent coordinates and tracks progress daily.
Loan amount disbursed to seller / builder directly — keys are yours! Agent stays until end.
Different property needs have different loan products — agent helps you pick the right one.
Ready-to-move-in home, resale flat, or new project from builder purchase ki. Most popular type — up to 90% of property value financed.
Up to 90% LTVBuilder project lo under-construction flat ki. Loan disbursed in tranches as construction progresses. Pre-EMI interest during construction period.
Tranche DisbursementOwn plot meeda house construct cheyyadaniki. Construction plan & estimate required. Loan disbursed stage-by-stage as work progresses.
Plot + ConstructionExisting high-rate home loan ni lower rate bank ki transfer cheyyadaniki. Top-up loan kuda simultaneously teesukogalavacchu.
Save on InterestExisting home renovation, extension, or improvement ki. Secured against your own property. Lower rate than personal loan.
Lower Rate than PLPlot buy + construction — combined into a single loan product. Available with SBI, HDFC, and Axis Bank. Lower processing with single application.
Combo LoanIndicative rates from top lenders. Actual rate depends on your income, CIBIL score, and property type. Agent gets you the best available rate.
| Bank / Lender | Interest Rate (p.a.) | Processing Fee | Max Tenure | Best For |
|---|---|---|---|---|
| SBI (State Bank of India) | 8.50% – 10.15% | 0.35% (max ₹10,000) | 30 Years | Govt. employees, high income |
| HDFC Bank | 8.70% – 9.95% | 0.50% (min ₹3,000) | 30 Years | Salaried professionals |
| ICICI Bank | 8.75% – 9.90% | 0.50% – 1% | 30 Years | High CIBIL salaried |
| Axis Bank | 8.75% – 10.30% | 1% (min ₹10,000) | 30 Years | Self-employed, NRI |
| Kotak Mahindra Bank | 8.70% – 9.85% | 0.50% | 25 Years | Salaried metro cities |
| PNB Housing Finance | 8.50% – 10.95% | 0.50% | 30 Years | Self-employed, semi-urban |
| LIC Housing Finance | 8.40% – 10.75% | ₹10,000 flat | 30 Years | Lowest rate, LIC policyholders |
| Bajaj Housing Finance | 8.50% – 11.02% | 0.20% – 0.50% | 32 Years | Self-employed, MSME owners |
⚠️ Rates are indicative and subject to change. Actual rates are basis your income, CIBIL score, property, and lender's policy at time of sanction. Agent will get you the best confirmed rate before application.
Owning your home is India's biggest financial decision — a home loan makes it achievable and tax-smart.
Don't wait 10–15 years to save. Home loan lets you buy today, live in it immediately, and repay comfortably over 20–30 years.
Section 80C: ₹1.5L deduction on principal. Section 24(b): ₹2L deduction on interest. Total savings up to ₹3.5L per year off your taxable income.
Real estate in AP & Telangana growing at 8–12% annually. Property you buy today will be worth 2–3x in 10 years — loan repayment becomes even easier.
Up to 30-year tenure keeps your monthly EMI low and comfortable. Example: ₹30L loan at 8.5% for 20 years = ₹26,035/month EMI only.
RBI mandates zero prepayment charges on floating rate home loans. Bonus income aa? Pay off early — zero penalty.
Timely home loan EMI payments significantly boost your CIBIL score — making future financial needs (car, business, education) easier to fund.
Home loan lo common doubts — honest, clear answers.
Hyderabad lo flat teesukodaniki ₹55 Lakhs home loan kavali ayyindi. 3 banks ki try chesaamu — everybody different rate chepparu. DSA Loan Agent HDFC lo 8.75% fix chesadu, bank visit avasaram ledu, 5 days lo sanction letter vacchindi. Superb service!
I had an existing home loan at 10.5% with another bank. Agent identified that I could save over ₹6 Lakhs by transferring to Axis Bank at 8.9%. The entire balance transfer process was handled by him — I just signed the papers. Money saved is money earned!
Maa business loan reject ayyindi bank lo — agent naa CIBIL issues fix cheyyadaniki guidance ichadu, 3 months taruvata Bajaj Housing Finance lo ₹30L home loan approve ayyindi. Agent chesi ichadu legal document check kuda. Chala helpful!
Fill the form and Agent will call you back within 30 minutes — compare 30+ lenders and get the best home loan deal for your property and profile.
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Andhra Pradesh & Telangana
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