USA, UK, Canada, Australia, Germany — meeru choose chesina country lo top university lo chadura uniki education loan fast gaa approve chesukogavachu. Collateral-free options, moratorium period, 100% tuition + living expenses coverage.
🔒 Safe & secure. Agent calls within 30 mins.
Education loan process — university selection nundi visa documentation varaku — complex gaa untundi. Memu anni stages lo guide chestaam.
SBI, Union Bank, Axis, HDFC Credila, Avanse, ICICI, Prodigy Finance — anni compare chesi meeru university + country ki best match select chestaam.
Bank loan sanction letter — US visa (I-20), UK CAS, Canada study permit ki mandatory. Memu fast sanction letter procure cheyyadaniki help chestaam.
PSU banks — SBI, Union Bank — government subsidized interest rates with IBA model scheme. Agent best eligible scheme match chestadu.
Students ki memu emi charge cheyyadam ledu. Banks commission pay chestaayi — meeru complete guidance zero cost lo teesukuntaaru.
Agent home ki vastaadu — parent, student, co-applicant documents collect cheyyadaniki. Hyderabad, Vijayawada, Warangal — AP TG lo anni cities lo service.
University admission ki mundu conditional loan sanction letter vastaadi — university application ki, scholarship decisions ki use cheyavachu.
Complete loan feature overview for overseas education finance from AP & Telangana.
Collateral-free to secured
Without security up to
With subsidies available
No EMI during studies
After moratorium ends
What loan includes
One-time lender fee
Central Govt scheme
Student + parent / guardian co-applicant tho apply cheyali. Admission confirmation unnante loan fast avutuundi.
18 to 35 years; Indian citizen with valid passport
Minimum 50–60% in last qualifying examination (10+2 or graduation)
Confirmed admission letter from recognized foreign university / institution
GRE / GMAT / IELTS / TOEFL scores (as required by the program)
💡 Apply before admission? Conditional loan sanction letter vastaadi — university application process ki use cheyavachu. Admission confirm ayyaka final disbursal avutuundi.
Salaried: ₹3L+/yr; Self-employed: ITR ₹3L+ for last 2 years
700+ preferred for co-applicant; affects interest rate offered
Property, FD, or LIC policy as security for loans above ₹50 Lakhs
Parent, sibling, or spouse can be co-applicant; spouse income also counted
💡 No collateral? NBFC lenders — Avanse, HDFC Credila, InCred — unsecured loans up to ₹75L for top-ranked universities and strong profiles. Agent checks options.
Student + co-applicant documents plus admission-related papers needed. Agent gives you exact checklist for your chosen lender.
📱 All documents WhatsApp lo share cheyavachu — Agent country + university batti specific document checklist prepare chesi share chestadu before you apply.
AP & TG students most preferred destinations — USA, UK, Canada, Australia anni popular. Agent meeru choice ki best suited lender match chestadu.
MIT, Stanford, CMU, Georgia Tech, UT Dallas, ASU, Purdue — MS, MBA, PhD programs
Oxford, Cambridge, Imperial, UCL, Edinburgh, Manchester — 1-year Masters, MBA
University of Toronto, UBC, McGill, Waterloo — STEM, Business, Health Sciences
University of Melbourne, ANU, UNSW, Monash, QUT — Engineering, Business, IT
TU Munich, RWTH Aachen, LMU — mostly free tuition public universities
Trinity College Dublin, UCD, UCC — Tech, Business, Pharma programs
University of Auckland, Otago, Victoria — Engineering, Agriculture, Business
France, Netherlands, Singapore, Japan, UAE, Sweden — select banks and NBFCs cover 30+ countries
🎓 Course eligibility: MS, MBA, MD, LLM, Engineering, Life Sciences, Data Science, Computer Science, Finance — recognized degree programs in accredited foreign universities ki loans vastaadi. Vocational / certificate courses ki limited options — agent confirm chestadu.
Admission nundi visa varaku — Agent loan process lo every step handle chestadu so meeru studies focus cheyavachu.
Form fill cheyyi or WhatsApp cheyyi. Destination country, university, course, and loan amount share cheyyi.
Agent student profile, co-applicant income, CIBIL check chesi — best lender and scheme identify chestadu.
Agent home ki vasaadi or WhatsApp lo submit — academic, income, admission documents all collect chestadu.
Bank sanction letter issue chestadu — visa application ki, university confirmation ki immediately use cheyavachu.
Sanction letter tho visa apply cheyyi. Agent visa document checklist and next steps guidance istadu.
Fee semester-wise or yearly — bank directly university account ki disburse chestadu. Living expenses account ki release avutuundi.
Foreign education lo investment — highest ROI career decisions lo one. Right loan tho financial burden lekapovachu dream achieve cheyavachu.
Moratorium period — course duration + 6 to 12 months — lo EMI cheyyadam avasaram ledu. Studies lo concentrate cheyavachu, part-time income settle avvakamunadhe burden ledu.
Education loan interest paine full Section 80E tax deduction vastaadi — no upper limit — entire loan repayment period lo (max 8 years). Significant tax savings possible.
Tuition fees, living expenses, travel, laptop, books, health insurance — anni loan lo cover avutuundi. Personal savings touch cheyyadam avasaram ledu.
IBA Model Education Loan Scheme lo ₹50L varaku collateral avasaram ledu. NBFCs top universities ki ₹75L varaku unsecured loans approve chestaayi.
US F-1, UK Tier 4, Canada study permit — anni ki loan sanction letter mandatory. Memu fast letter process chestaam — visa delays avoid avutuundi.
Central Sector Interest Subsidy (CSIS) scheme — EWS students ki (family income below ₹4.5L) — moratorium period lo full interest subsidy vastaadi. Agent check chestadu eligibility.
Rates vary by lender, university ranking, loan amount, and co-applicant profile. Agent negotiates best rate based on your specific case.
| Bank / NBFC | Interest Rate (p.a.) | Max Loan (Unsecured) | Max Loan (Secured) | Repayment Tenure |
|---|---|---|---|---|
| SBI Global Ed-Vantage | 10.90% – 11.15% | ₹7.5 Lakhs | ₹1.5 Crore | 15 years |
| Union Bank of India | 9.50% – 11.30% | ₹40 Lakhs | ₹1.5 Crore | 15 years |
| Bank of Baroda (Baroda Scholar) | 9.70% – 11.25% | ₹40 Lakhs | ₹1.5 Crore | 15 years |
| Axis Bank | 13.70% – 15.20% | ₹40 Lakhs | ₹75 Lakhs | 15 years |
| HDFC Credila | 11.00% – 13.50% | ₹75 Lakhs | ₹1.5 Crore | 12 years |
| Avanse Financial Services | 11.00% – 13.50% | ₹75 Lakhs | ₹1 Crore | 12 years |
| InCred Finance | 11.50% – 14.00% | ₹50 Lakhs | ₹1 Crore | 10 years |
| Prodigy Finance | 12.00% – 16.00% | ₹1.5 Crore | N/A (No collateral) | 10 years |
Course duration + 6 months (PSU banks) or + 12 months (some lenders). No EMI during this entire period.
Moratorium lo only simple interest accrues. EMI start ayyaka compound interest avutuundi. Early payment option available.
Entire interest amount tax deductible under Section 80E — no upper limit — for up to 8 years of repayment.
Most lenders allow zero foreclosure charges on floating rate loans. Job start ayyaka early repayment cheyavachu.
* Rates are indicative and subject to change. Actual rate depends on profile, university, and lender assessment. Agent confirms current rates at time of application.
Study abroad loan lo common doubts — honest, clear answers.
MS in Computer Science — Georgia Tech lo seat confirm ayyindi. ₹55L loan kavali, collateral ledu. DSA Agent Avanse Financial ki match chesadu — 12.5% lo ₹55L unsecured loan approve ayyindi. Sanction letter tho US visa kuda smooth gaa ayyindi. Chala thankful!
University of Toronto lo MBA admit ayyindi. ₹40L loan, parents income takkuva. DSA Agent Union Bank Baroda Scholar scheme suggest chesadu — 9.70% lo ₹40L approve ayyindi. Moratorium period lo EMI ledu anaadi relief gaa undi. Agent document collection home ki vachchi chesadu!
UK Masters ki ₹25L kavali. CAS letter tho 28-day bank statement need ayyindi. DSA Agent SBI lo sanction letter fast process chesadu — UK visa documentation smooth gaa complete ayyindi. Section 80E tax benefit kuda explain chesadu. Very professional service!
Fill the form and Agent will call you back within 30 minutes — compare 15+ lenders and get the best education loan for your destination and profile.
Mon – Sat: 9:00 AM – 7:00 PM
Andhra Pradesh & Telangana
🔒 Your data is safe. Agent will call within 30 minutes during business hours.