🏦 RBI Registered DSA Agent | Serving Andhra Pradesh & Telangana
📞 +91 97053 17513 💬 WhatsApp Us
🏦 RBI Registered DSA Agent | Serving Andhra Pradesh & Telangana
📞 +91 97053 17513 💬 WhatsApp Us
Car Loan · AP & Telangana

Car Loan
Up to ₹1 Crore.
Approved in 24 Hours.

New car, used car, luxury car — emi dream car ki DSA Loan Agent help chestadu. 30+ banks compare chesi lowest EMI, highest funding, fastest RC transfer — doorstep service.

  • Interest rates starting from 8.50% p.a. (new cars)
  • Up to 100% on-road price funding for new cars
  • New car tenure up to 84 months, used car up to 60 months
  • Salaried & self-employed both eligible
  • Zero hidden charges — completely free agent service
₹60Cr+
Car Loans Disbursed
900+
Cars Financed
8.50%
Lowest Rate
30+
Bank Options

🚗 Quick Apply — Car Loan

🔒 Safe & secure. Agent calls within 30 mins.

AP & TG lo smartest way to finance your car

Car dealership finance vs DSA Loan Agent — we always win on rate, speed, and transparency. Here's why.

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Lowest EMI Guaranteed

30+ banks compare chestunaamu — HDFC, SBI, ICICI, Axis, Kotak, Federal Bank — meeru best EMI ki loan match chestamu. Dealership finance kante always better.

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100% On-Road Funding

New cars ki ex-showroom + insurance + registration + accessories — full on-road price finance possible. Zero down payment options available for eligible profiles.

24-Hour Approval

Documents correct gaa submit chesthe 24 hours lo approval possible. Pre-approved car loan offers unte same day RC transfer possible.

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New & Used Cars Both

New car, certified pre-owned, private used car — anni categories ki loan arrange cheyyadam possible. Used car ki 3–10 years old vehicles eligible.

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Zero Agent Charges

Agent service completely free — banks DSA ki commission pay chestaayi. Meeru oka rupee kuda extra pay cheyyaddu.

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Doorstep Service

Documents collect cheyyadam, bank submission, RC transfer follow-up — everything home or showroom nundi handle chestamu.

Car Loan — Key Details

New car & used car loan complete product details — AP & Telangana lo available.

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Loan Amount

New car / used car range

₹1 Lakh – ₹1 Crore
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Interest Rate

New car starting rate

8.50% – 15% p.a.
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Tenure — New Car

Flexible repayment period

12 – 84 Months
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Tenure — Used Car

Pre-owned vehicle tenure

12 – 60 Months
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Funding — New Car

Maximum LTV ratio

Up to 100% On-Road
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Funding — Used Car

Maximum LTV for used

Up to 85% of Value
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Processing Time

Apply to disbursal

24 – 48 Hours
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CIBIL Score

Minimum credit score

700+ (used car: 680+)

Car Loan ki enta eligible avutaaru?

Salaried & self-employed both eligible. Income & CIBIL batti exact amount vary avutuundi — agent check chestadu.

👔 Salaried Employees

  • 🎂

    Age

    21 to 60 years at loan maturity

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    Employment

    Minimum 1 year experience, 6 months current employer

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    Minimum Income

    ₹15,000/month net salary (₹20,000+ for premium cars)

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    CIBIL Score

    700+ for new car, 680+ for used car loans

💡 Salaried advantage: Pre-approved car loan offers HDFC, ICICI, SBI lo available — same day approval possible. Agent check cheyyadaniki help chestadu.

🏢 Self-Employed / Business Owners

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    Age

    25 to 65 years at loan maturity

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    Business Vintage

    Minimum 2 years profitable business operation

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    Annual Income

    Minimum ₹2.5 Lakhs p.a. (ITR basis)

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    CIBIL Score

    700+ preferred. Agent find chestadu best lender.

💡 Business owners: GST turnover & bank statement batti kuda car loan possible. Agent profile batti best option identify chestadu.

Car Loan ki emi documents kavali?

Minimal paperwork — most documents already meeru hand lo untayi. WhatsApp lo submit chesthe agent handle chestadu.

🆔 Identity & Address Proof

  • Aadhaar Card (mandatory)
  • PAN Card (mandatory)
  • Passport / Voter ID / Driving Licence
  • Utility bill for address proof

💼 Income Proof — Salaried

  • Last 3 months salary slips
  • Last 6 months bank statement
  • Form 16 / latest ITR
  • Employee ID card

🏢 Income Proof — Self Employed

  • Last 2 years ITR with computation
  • Last 12 months bank statement
  • GST registration / Udyam certificate
  • Business address proof

🚗 Vehicle Documents

  • Car proforma invoice (new car)
  • RC copy (used car — mandatory)
  • Insurance copy (used car)
  • Valuation report (used car from bank empanelled valuer)

📱 Documents WhatsApp lo submit cheyyadam possible — agent showroom ki vasthe kuda documents collect chestadu.

Anni types of cars ki loan possible

Hatchback nundi luxury SUV varaku, electric car nundi used car varaku — DSA Loan Agent anni categories ki finance arrange chestadu.

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New Hatchback / Sedan

Maruti, Hyundai, Tata, Honda — budget friendly cars ki 100% on-road funding possible.

From 8.50% p.a.
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New SUV / MUV

Creta, Brezza, Nexon, Scorpio, XUV700 — popular SUVs ki best EMI rates available.

From 8.75% p.a.
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Luxury / Premium Cars

BMW, Mercedes, Audi, Volvo — luxury segment ki specialized lenders with up to ₹1 Crore funding.

From 9.50% p.a.

Electric Vehicles (EV)

Tata Nexon EV, MG ZS EV, Ola Electric — EV ki special green loan rates available at many banks.

From 8.50% p.a.
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Used / Pre-Owned Cars

3–10 year old certified used cars. Up to 85% of assessed value funding.

From 11% p.a.
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MPV / Van

Innova, Ertiga, Kia Carnival — family vehicles ki best rates, flexible tenure.

From 8.75% p.a.

Car Loan — 5 steps lo dream car meeru hands lo

Showroom select chestunte agent parallel gaa loan arrange chestadu — delivery day coincide avutuundi.

1

Apply or WhatsApp

Car model, budget, loan amount share cheyyi. Agent 30 mins lo call chesi best banks compare chestadu.

2

Eligibility & Rate Check

Agent income, CIBIL, car value batti maximum loan & lowest EMI identify chestadu. Zero CIBIL impact.

3

Document Collection

WhatsApp lo send cheyyi or agent showroom / home nundi collect chestadu. Proforma invoice kuda agent handle chestadu.

4

Bank Approval

Agent best-fit bank ki submit chesi daily follow-up chestadu. Approval letter showroom ki directly send avutuundi.

5

Car Delivery!

Bank directly showroom ki amount transfer chestundi. Meeru car keys teesukuintaaru — EMI next month start avutuundi.

Car Loan benefits emi untaayi?

Own car ownership dream ni affordable EMIs tho achieve cheyyadam — here's why car loan makes sense.

🚗 Own Your Car Immediately

Full savings wait cheyyaddu — today loan teesukoni car teesukoni, monthly EMI tho repay cheyyadam. Financial sense gaa untundi.

💰 Low Interest vs Personal Loan

Car loan personal loan kante significantly low rate lo vastaadi — because car acts as collateral. 8.50% vs 14%+ for personal loans.

📆 Long Tenure = Low EMI

84 months tenure choice chesthey monthly EMI comfortable gaa untundi. ₹10 Lakh car ki ₹84 months lo just ~₹14,500/month EMI.

💳 Fixed EMI Structure

Every month fixed EMI — no rate fluctuation surprises. Budget plan cheyyadam easy. Auto-debit setup cheyyadam possible.

📈 CIBIL Score Boost

Regular car loan EMI repayment CIBIL score significantly improve chestundi — future home loan or business loan easy avutuundi.

🏎️ Drive Your Dream Now

Aspirational car — premium sedan, SUV, or luxury segment — wait cheyyaddu. DSA Loan Agent best deal tho today drive cheyyadam possible.

Car value batti EMI entha vastundi?

Approximate EMI calculations & interest rates — exact figures agent calculate chestadu meeru profile batti.

🚗 Approx EMI by Car Value (New Car @ 9%)

Car ValueEMI (60 months)EMI (84 months)
₹5 Lakhs~₹10,400~₹7,800
₹8 Lakhs~₹16,600~₹12,500
₹12 Lakhs~₹24,900~₹18,700
₹20 Lakhs~₹41,500~₹31,200
₹40 Lakhs~₹83,000~₹62,300

* EMI figures approximate at 9% p.a. Actual EMI depends on rate, LTV, and down payment. Use EMI calculator for exact figures.

📉 Interest Rates by Car Category

Car CategoryRate RangeFunding
New Car (Hatchback/Sedan) 8.50% – 11% Up to 100%
New Car (SUV/MUV) 8.75% – 12% Up to 100%
Electric Vehicle (EV) 8.50% – 11% Up to 100%
Luxury Car (BMW/Audi/Merc) 9.50% – 13% Up to 90%
Used / Pre-owned Car 11% – 17% Up to 85%

* Rates vary by bank, CIBIL score, income & car model. Agent negotiates best rate on your behalf from 30+ lenders.

Frequently Asked Questions

Car loan lo common doubts — clear, honest answers ikkade.

Vastaadi! High CIBIL score (750+), strong income, and good employment profile unte many banks ex-showroom + insurance + registration full amount finance chestaayi. But koni banks ex-showroom matrame 90–100% finance chestaayi — insurance & registration separately pay cheyyadam avutuundi. Agent meeru profile batti check chestadu.
Used car ki generally assessed value lo 80–85% loan vastaadi. Assessed value bank empanelled valuer determine chestadu — market price kante thakkuva avutuundi. Car age 10 years under, condition good unte better LTV vastaadi. Agent used car valuation & best lender identify chestadu.
New car ki 700+ preferred. 680–699 range lo koni lenders approve chestaayi — slightly higher rate tho. Used car ki 680+ ok. 650 below unte difficult avutuundi — agent NBFCs suggest chestadu but rate higher avutuundi. CIBIL improve chesthe better deal vastaadi — agent guide chestadu.
Dealership finance often higher rates tho, hidden charges tho vastaadi — they earn commission too. DSA Loan Agent 30+ banks compare chesi genuine lowest rate identify chestadu. Typical savings: ₹10 Lakh loan ki 84 months lo 1% rate difference means ~₹40,000–₹50,000 total savings. Bank loan always better — agent help tho.
Vastaadi! ITR filed unte — 2 years minimum — most banks approve chestaayi. ITR lekapothe GST turnover, bank statement batti koni NBFCs approve chestaayi. CIBIL 700+ unte approval easy. Self-employed ki interest rate slightly higher avutuundi but competitive options available. Agent best option suggest chestadu.
Avunu! SBI Green Car Loan, HDFC EV Loan, Canara Bank Green Vehicle Scheme — EV ki specially designed loan products unnaayi. Regular new car kante sometimes 0.25–0.50% takkuva rate vastaadi. Plus FAME-II subsidies, state government EV incentives kuda available — agent complete guidance istadu.
Yes! Most banks 12 EMIs taruvata prepayment allow chestaayi — 2–5% foreclosure charge tho. Koni banks (HDFC Flexible Car Loan) floating rate tho 0% prepayment offer chestaayi. Agent loan select chestunte prepayment terms explain chestadu.
Absolutely zero! Car loan agent service completely free. Banks DSA agents ki commission pay chestaayi — meeru oka rupee extra pay cheyyaddu. Better rate + best EMI + free service — meeru win avutuuru.

Real customers, real cars financed

★★★★★

Hyundai Creta ki dealer 9.5% rate quote chesadu. DSA Loan Agent HDFC nundi 8.75% lo arrange chesadu — 84 months lo. Same car, same EMI, total ₹42,000 savings! Agent roadside ki vasthe documents collect chesadu. Superb!

SK
Suresh Kumar
New Car Loan ₹12L · Hyundai Creta · Hyderabad
★★★★★

Used Swift 2021 model teesukunnanu — bank direct gaa reject chesayi. Agent ICICI Used Car Loan suggest chesadu, assessed value batti 80% finance — 3 days lo RC transfer ayyindi. Full process handle chesadu, zero stress!

PR
Praveen Rao
Used Car Loan ₹4.5L · Maruti Swift · Vijayawada
★★★★★

Tata Nexon EV ki SBI Green Car Loan 8.5% lo arrange chesadu. EV subsidy kuda apply cheyyadaniki help chesadu — total ₹1.5 Lakh saved! Agent documents nundi delivery varaku everything manage chesadu. Highly recommend!

NV
Nandini Varma
EV Loan ₹14L · Tata Nexon EV · Guntur

Dream car ready — loan approve cheyinchu today!

One call. Lowest EMI. 24-hour approval. Completely free service across AP & Telangana.

🚗 Apply Now — Free 💬 WhatsApp Agent 📞 Call Now

Car Loan apply cheyyi — today drive cheyyi

Form fill cheyyi — agent 30 minutes lo call chestadu, 30+ banks compare chesi meeru car ki lowest EMI arrange chestadu.

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Phone / WhatsApp

+91 97053 17513
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Working Hours

Mon – Sat: 9:00 AM – 7:00 PM

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Serving Area

Andhra Pradesh & Telangana

🚗 Apply for Car Loan — Free

🔒 Your data is safe. Agent calls within 30 minutes during business hours.

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