🏦 RBI Registered DSA Agent | Serving Andhra Pradesh & Telangana
📞 +91 97053 17513 💬 WhatsApp Us
Fire & Burglary Insurance · AP & Telangana

Fire & Burglary Insurance
Cover Up To ₹5 Crore+
Protect Shop, Stock & Premises.

Shop, factory, warehouse, office — fire, theft, burglary, mariyu natural calamities నుండి full protection. Building, stock, machinery anni ఒక్క policy lo cover avutాయి. Free comparison across top insurers AP & Telangana lo.

  • Sum insured options from ₹5 Lakhs to ₹5 Crore+
  • Covers building, stock, machinery & furniture
  • Protection against fire, theft & burglary
  • Add-on cover for floods, earthquakes & riots
  • Zero hidden charges — we compare plans for free
₹5Cr+
Max Sum Insured
400+
Businesses Covered
1-3d
Avg Policy Issuance
12+
Insurer Options

⚡ Quick Quote — Fire & Burglary Insurance

🔒 Safe & secure. Agent calls within 30 mins.

The smartest way to buy Fire & Burglary Insurance

Right cover, right premium, faster claim support — manam full comparison free gaa chesi best plan suggest chestamu.

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12+ Insurer Options

HDFC Ergo, ICICI Lombard, Bajaj Allianz, New India Assurance, Tata AIG — we compare and find your best matching insurer.

Fast 1–3 Day Issuance

With basic KYC and property valuation ready, policy can be issued within 1–3 days for most standard plans.

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Right Sum Insured, Right Premium

We compare across insurers to ensure you get adequate cover at the most competitive premium — no under-insurance.

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100% Free Service

We never charge customers a single rupee. Insurers pay us commission — you get expert guidance at zero cost.

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Doorstep Documentation Help

Property valuation, stock declaration, and proposal form filling — agent assists with the entire paperwork.

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Claim Support, Not Just Sale

Agent helps with surveyor coordination and claim filing assistance even after the policy is issued.

Fire & Burglary Insurance — Key Details

Everything you need to know about Fire & Burglary plans available across AP & Telangana.

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Sum Insured

Building, stock & machinery value

₹5 Lakhs – ₹5 Crore+
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Starting Premium

Depends on property type & value

From ₹2,500 / year*
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Policy Tenure

Renewable annual or long-term plans

1 / 2 / 3 Year Options
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Issuance Time

From quote to active policy

1 – 3 Days
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Property Survey

Required above certain sum insured

Free Risk Assessment
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Add-On Covers

Flood, earthquake, riot, strike, terrorism

Available on Request
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Renewal

Annual renewal with updated valuation

Simple, Hassle-Free
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Claim Mode

Survey-based assessment & settlement

Surveyor-Assisted Claims

*Indicative premium for a small shop with basic sum insured. Actual premium depends on property type, location, and sum insured chosen.

Who can apply for Fire & Burglary Insurance?

Business owners, shopkeepers, and property owners of any size can apply, with valuation norms varying by sum insured.

🏪 Property Owner / Tenant

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    Ownership / Lease Proof

    Property title deed or valid rental/lease agreement required

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    Active Business / Occupancy

    Premises should be in active commercial or industrial use

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    Stock & Asset Declaration

    Accurate declaration of stock value, machinery & furniture for correct sum insured

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    No Active Claim Rejection

    No prior policy cancellation for fraud or misrepresentation

💡 Both owned and rented premises are eligible — tenants can insure their stock, machinery & fittings even if they don't own the building.

🏭 Business Types Covered

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    Retail Shops & Showrooms

    General stores, electronics, garments, and other retail outlets

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    Manufacturing Units

    Small & medium factories with machinery and raw material stock

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    Warehouses & Godowns

    Storage facilities holding goods, raw material or finished products

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    Offices & Commercial Spaces

    Office furniture, fixtures, computers and equipment covered

💡 Large industrial units with sum insured above ₹1 Crore typically need a property survey before policy issuance — agent coordinates this for you.

Keep these documents ready

Fire & Burglary Insurance requires basic KYC and property/stock details. We help collect and verify everything.

🆔 Identity & Business Proof

  • Aadhaar Card / PAN Card of owner
  • Business registration / GST certificate
  • Shop & establishment licence (if applicable)
  • Partnership deed / company incorporation (for firms)

🏠 Property & Ownership Documents

  • Property title deed / sale deed
  • Rental / lease agreement (for tenants)
  • Property tax receipt
  • Building plan / layout (for large units)

📦 Stock & Asset Details

  • Stock register / inventory valuation
  • Machinery purchase invoices (for factories)
  • Furniture & fixture valuation
  • Previous policy copy (for renewal/porting)

📸 Photographs & Others

  • Recent photographs of premises (interior & exterior)
  • Signed proposal form
  • Bank details for premium payment
  • Fire safety / security equipment details, if any

📱 Documents can be shared digitally via WhatsApp — agent helps coordinate property survey scheduling if required.

What kind of property and risks are covered?

Choose the combination of building, stock & machinery cover that fits your business — sum insured is based on declared asset value.

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Building / Structure

Covers the physical structure of shop, factory, warehouse or office against fire and allied perils.

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Stock & Inventory

Raw material, finished goods, and trading stock covered against fire, theft and burglary.

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Plant & Machinery

Manufacturing equipment, machinery and tools covered against fire damage and burglary loss.

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Furniture & Fixtures

Office furniture, fittings, electrical installations and interior fixtures covered under the policy.

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Natural Calamity Add-On

Optional cover for flood, storm, earthquake (AOG/EQ) and other natural calamities.

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Burglary & Theft Add-On

Protection against forced entry theft and burglary of stock, cash and movable assets.

Get your Fire & Burglary cover in 5 easy steps

From enquiry to active policy — DSA Loan Agent handles everything for you.

1

Apply Online or Call

Fill the form below or WhatsApp Agent. Share property type, stock value, and sum insured needed.

2

Free Plan Comparison

Agent compares premiums across 12+ insurers based on your property profile — selects the best matching plan.

3

Valuation & Survey (If Needed)

Fill declaration online or on WhatsApp. Property survey arranged free for higher sum insured, if needed.

4

Proposal Submission & Follow-Up

Agent submits proposal to the right insurer and follows up regularly until issuance. You get WhatsApp updates.

5

Policy Issued & Active

Policy document issued covering building, stock & machinery — usually within 1–3 days of complete documentation.

Why Fire & Burglary Insurance is essential for your business

A single policy designed to protect your shop, factory or warehouse from financial loss due to fire and theft.

🔥 Protection Against Fire Loss

Covers damage to building, stock and machinery caused by fire, explosion, or lightning.

🔓 Burglary & Theft Cover

Compensates for loss of stock, cash, and movable assets due to forced entry theft or burglary.

📈 Business Continuity Support

Quick claim settlement helps you restock and resume operations faster after a loss event.

🌱 Covers Multiple Asset Types

Single policy covers building, stock, machinery, and furniture together under one sum insured.

🛡️ Optional Natural Calamity Cover

Add-on protection against flood, storm and earthquake damage for comprehensive risk coverage.

💳 Often Required for Business Loans

Many banks require fire insurance on mortgaged property/stock as a condition for business loan disbursement.

What can you expect on your policy?

Indicative figures based on property type and declared value — agent gives you exact quotes after comparing insurers.

🏢 Building Cover Component

  • Sum insured based on reinstatement value
  • Premium: based on construction type & location
  • Tenure: 1 / 2 / 3 year options available
  • Amount: ₹5 Lakhs – ₹5 Crore+

📦 Stock & Machinery Component

  • Sum insured based on declared stock value
  • Premium: 0.1%–0.5% of sum insured typically
  • Periodic stock value updation recommended
  • Amount: assessed separately by insurer

➕ Add-On / Rider Component

  • Flood, earthquake, riot, terrorism riders optional
  • Premium: small additional cost per rider
  • Coverage: as per rider terms
  • Amount: 5%–15% of base premium typically

📋 Claim Process

  • Immediate intimation to insurer & agent post-loss
  • Surveyor visits premises to assess loss
  • Documentation: FIR (for theft), photos, stock records
  • Settlement after survey report approval

Frequently Asked Questions

Fire & Burglary Insurance lo common doubts — honest answers.

Standard Fire policy building, stock, machinery, మరియు furniture ki fire, explosion, lightning వల్ల వచ్చే damage ని cover చేస్తుంది. Burglary add-on తీసుకుంటే, forced entry theft వల్ల వచ్చే stock & cash loss కూడా cover అవుతుంది. Flood, earthquake లాంటి natural calamities కోసం separate add-on తీసుకోవాల్సి ఉంటుంది.
Avunu! Rented premises లో ఉన్న tenant కూడా తన stock, machinery, furniture ki policy తీసుకోవచ్చు — building owner కాకపోయినా, తన movable assets ni protect చేసుకోవచ్చు. Building owner వేరే policy building కోసం తీసుకోవాల్సి ఉంటుంది.
Building కోసం reinstatement value (mariyu rebuild cost) ఆధారంగా, stock కోసం current market value ఆధారంగా sum insured decide చేయాలి. Under-insurance unte claim time లో proportionate deduction (average clause) apply అవుతుంది — agent correct valuation చేయడంలో help చేస్తాడు.
Fire లేదా theft జరిగిన వెంటనే insurer మరియు agent కి intimate చేయాలి. Theft case లో police FIR కూడా అవసరం. Insurer surveyor ని పంపి loss assess చేస్తారు, ఆ report ఆధారంగా claim settle అవుతుంది. Agent ఈ process లో పూర్తి support చేస్తాడు.
Business growth batti stock value periodically (సాధారణంగా renewal time లో) update చేయడం మంచిది. Seasonal business unte peak season stock value ఆధారంగా sum insured set చేసుకోవడం better — తక్కువ sum insured unte claim time లో full amount రాదు.
Avunu, most banks business loan లేదా property mortgage ఇచ్చేటప్పుడు fire insurance mandatory గా అడుగుతాయి, especially mortgaged property లేదా hypothecated stock కోసం. Agent bank requirement ki సరిపోయే policy సూచిస్తాడు.
Absolutely zero! Customers ki memu emi charge cheyyadam ledu. Insurers DSA agents ki commission pay chestaayi — meeru free gaa expert comparison తో best plan తీసుకుంటారు.
KYC mariyu property/stock declaration clear gaa unte, policy generally 1–3 days lo issue avutundi. Higher sum insured ki survey avasaram ayithే konni rojulu extra padavచ్చు. Agent full process speed up cheయడానికి insurer తో coordinate chestadu.

Real businesses, real Fire & Burglary protection

★★★★★

Naa electronics shop ki stock & fittings కోసం ₹40 Lakhs cover kavali ayyindi. DSA Loan Agent 3 insurers compare chesi best premium tho HDFC Ergo plan suggest chesadu — 2 days lo policy active ayyindi. Chala thanks!

RV
Ravi Varma
Cover ₹40L · Vijayawada
★★★★★

Our small manufacturing unit needed cover for machinery and raw material stock. Agent explained the survey process clearly and arranged it free of cost. Got a ₹75 Lakhs policy with smooth documentation.

SN
Suresh Naidu
Cover ₹75L · Hyderabad
★★★★★

We had a small fire incident in our warehouse and were worried about claim approval. Agent coordinated with the surveyor and helped with documentation — claim got settled without much hassle. Highly recommend.

LM
Lakshmi Manohar
Cover ₹30L · Nalgonda

Ready to protect your shop, factory or warehouse?

One call. Best premium comparison. 1–3 day policy issuance. Completely free service across AP & Telangana.

📋 Get a Fire & Burglary Quote — Free 💬 Chat on WhatsApp 📞 Call Agent Now

Let's find the right Fire & Burglary plan for you

Fill the form and Agent will call you back within 30 minutes — get the best sum insured and lowest premium comparison for your property.

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Phone / WhatsApp

+91 97053 17513
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Working Hours

Mon – Sat: 9:00 AM – 7:00 PM

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Serving Area

Andhra Pradesh & Telangana

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